Acceptance of Terms
By accessing or using HealthShareSolution.com or any site in our affiliated network (whatishealthshare.com, healthsharehappy.com, healthsharecoach.com, healthshareutah.com, healthsharesavings.com, tryhealthshare.com), you agree to be bound by these Terms of Service.
These Terms apply to all visitors and users of the sites listed above. Each of those sites links back to this page as the canonical Terms of Service. If you do not agree to these Terms, please do not use our sites.
Description of Services
HealthShare Solution provides educational and informational content about health-sharing programs, including:
- Plain-language explanations of how HealthShare programs work
- Rate estimates and plan comparison tools based on publicly available information
- Referral to Zion HealthShare enrollment resources for individuals who choose to enroll
We do not sell insurance. We do not bind coverage, issue policies, or act as an insurance broker or agent. All enrollment occurs directly through Zion HealthShare's official enrollment process.
Affiliate Disclosure
Eric Baird operates these sites as an independent affiliate of Zion HealthShare (Affiliate Code: 170039). This means we may receive compensation when a visitor enrolls in Zion HealthShare through links provided on our sites.
This compensation does not affect the price you pay for a HealthShare membership. Our editorial content and rate information are provided for educational purposes and are not influenced by our affiliate relationship. We are committed to providing accurate, honest information regardless of whether a visitor enrolls.
Not Insurance — Important Disclosure
HealthShare memberships are NOT insurance. Zion HealthShare is not an insurance company and is not regulated by state insurance departments.
HealthShare programs are voluntary, community-based cost-sharing arrangements. Sharing of medical costs is not guaranteed. Members agree to share each other's eligible medical expenses according to the program's Member Guidelines, but no legal obligation to pay any specific claim exists.
HealthShare membership does not satisfy any legal requirement to maintain health insurance (if applicable). Always review the official Member Guidelines before enrolling.
No Professional Advice
The content on our sites is for general educational purposes only and does not constitute:
- Medical advice or recommendations
- Legal advice
- Financial or tax advice
- Insurance advice or a solicitation to purchase insurance
Always consult qualified professionals for advice specific to your situation before making healthcare or financial decisions.
Limitation of Liability
To the fullest extent permitted by applicable law, HealthShare Solution and Eric Baird shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, our sites or the information provided on them.
Our total liability for any claim arising out of or relating to these Terms or our sites shall not exceed $100. Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of the above limitations may not apply to you.
Intellectual Property
All content on our sites — including text, graphics, logos, and educational materials — is owned by or licensed to HealthShare Solution and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without express written permission.
User Conduct
When using our sites, you agree not to:
- Submit false or misleading information through any form or tool
- Attempt to gain unauthorized access to any part of our sites
- Use our sites for any unlawful purpose
- Scrape, harvest, or systematically collect data from our sites without permission
Changes to Terms
We reserve the right to update these Terms at any time. Changes will be posted on this page with an updated "Last updated" date. Continued use of our sites after changes are posted constitutes acceptance of the revised Terms.
Governing Law
These Terms are governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Utah.
Contact
Questions about these Terms? Contact: