HealthShare Is Not Insurance
Zion HealthShare is not an insurance company. HealthShare programs — including the programs described and referenced on this site and its affiliated network — are voluntary, community-based cost-sharing arrangements, not insurance products.
HealthShare programs are not regulated by state insurance departments and are not subject to the same consumer protections that apply to licensed insurance products.
Sharing of medical costs is not guaranteed. Members agree to share each other's eligible medical expenses according to the program's published Member Guidelines, but no legal obligation to pay any specific claim exists.
What This Means for You
- HealthShare membership does not constitute insurance and may not satisfy any legal requirement to maintain health insurance coverage.
- Pre-existing conditions may be subject to waiting periods or limitations before becoming eligible for sharing — review the Member Guidelines carefully.
- Not all medical expenses are eligible for sharing. Elective procedures, cosmetic treatments, and certain other services may be excluded.
- HealthShare programs operate according to their own internal guidelines, which can be updated. Always review the current Member Guidelines before enrolling.
- If you have questions about whether a HealthShare program is right for your situation, consult a qualified health insurance professional.
About This Site and Its Network
This disclosure applies to HealthShareSolution.com and all affiliated sites in the HealthShare Solution network, including:
- whatishealthshare.com
- healthsharehappy.com
- healthsharecoach.com
- healthshareutah.com
- healthsharesavings.com
- tryhealthshare.com
These sites are operated by Eric Baird, an independent representative of Zion HealthShare (Affiliate Code: 170039) and a Utah-licensed health insurance producer (NPN: 21215798). Eric is not an employee or agent of Zion HealthShare.
All content on these sites is provided for educational purposes only. It does not constitute insurance advice, medical advice, legal advice, or a solicitation to purchase any insurance product.
Affiliate Relationship
Eric Baird earns compensation as an affiliate when visitors enroll in Zion HealthShare through links provided on these sites (Affiliate Code: 170039). This compensation does not affect the cost of membership for enrollees and does not influence the educational content provided on these sites.
Official Resources
Before enrolling, we strongly encourage you to review Zion HealthShare's official resources:
Questions about this disclosure? Contact Eric Baird at eric@whatishealthshare.com.